The Resource The unbanking of America : how the new middle class survives, Lisa Servon
The unbanking of America : how the new middle class survives, Lisa Servon
Resource Information
The item The unbanking of America : how the new middle class survives, Lisa Servon represents a specific, individual, material embodiment of a distinct intellectual or artistic creation found in Austin Public Library.This item is available to borrow from 5 library branches. This resource has been enriched with EBSCO NoveList data.
Resource Information
The item The unbanking of America : how the new middle class survives, Lisa Servon represents a specific, individual, material embodiment of a distinct intellectual or artistic creation found in Austin Public Library.
This item is available to borrow from 5 library branches.
This resource has been enriched with EBSCO NoveList data.
- Summary
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- Discusses the problems with American banking and investigates such informal banking alternatives as check-cashing businesses, payday lenders, and lending clubs
- "An urgent, absorbing exposé--why Americans are fleeing our broken banking system in growing numbers, and how alternatives are rushing in to do what banks once did. What do an undocumented immigrant in the South Bronx, a high-net-worth entrepreneur, and a twenty-something graduate student have in common? All three are victims of our dysfunctional mainstream banking and credit system. Today nearly half of all Americans live from paycheck to paycheck, and income volatility has doubled over the past thirty years. Banks, with their high monthly fees and overdraft charges, are gouging their low- and middle-income customers while serving only the wealthiest Americans. Lisa Servon delivers a stunning indictment of America's banks, together with eye-opening dispatches from inside a range of banking alternatives that have sprung up to fill the void. She works as a teller at RiteCheck, a check-cashing business in the South Bronx, and as a payday lender in Oakland. She looks closely at the workings of a tanda, an informal lending club. And she delivers engaging, hopeful portraits of the entrepreneurs reacting to the unbanking of America by designing systems to creatively serve many of us."--Dust jacket
- Language
- eng
- Extent
- xix, 250 pages
- Contents
-
- We're all underbanked
- Where everybody knows your name
- Bankonomics, or How banking changed and most of us lost out
- The new middle class
- The credit trap : "bad debt" and real life
- Payday loans : making the best of poor options
- Living in the minus : the millennial perspective
- Borrowing and saving under the radar
- Inside the innovators
- Rejecting the new normal
- Isbn
- 9780544602311
- Label
- The unbanking of America : how the new middle class survives
- Title
- The unbanking of America
- Title remainder
- how the new middle class survives
- Statement of responsibility
- Lisa Servon
- Language
- eng
- Summary
-
- Discusses the problems with American banking and investigates such informal banking alternatives as check-cashing businesses, payday lenders, and lending clubs
- "An urgent, absorbing exposé--why Americans are fleeing our broken banking system in growing numbers, and how alternatives are rushing in to do what banks once did. What do an undocumented immigrant in the South Bronx, a high-net-worth entrepreneur, and a twenty-something graduate student have in common? All three are victims of our dysfunctional mainstream banking and credit system. Today nearly half of all Americans live from paycheck to paycheck, and income volatility has doubled over the past thirty years. Banks, with their high monthly fees and overdraft charges, are gouging their low- and middle-income customers while serving only the wealthiest Americans. Lisa Servon delivers a stunning indictment of America's banks, together with eye-opening dispatches from inside a range of banking alternatives that have sprung up to fill the void. She works as a teller at RiteCheck, a check-cashing business in the South Bronx, and as a payday lender in Oakland. She looks closely at the workings of a tanda, an informal lending club. And she delivers engaging, hopeful portraits of the entrepreneurs reacting to the unbanking of America by designing systems to creatively serve many of us."--Dust jacket
- http://library.link/vocab/ext/novelist/bookUI
- 10548619
- Cataloging source
- YDXCP
- http://library.link/vocab/creatorName
- Servon, Lisa J
- Dewey number
- 332.10973
- Index
- index present
- Literary form
- non fiction
- Nature of contents
- bibliography
- http://library.link/vocab/resourcePreferred
- True
- http://library.link/vocab/subjectName
-
- Banks and banking
- Financial institutions
- SOCIAL SCIENCE / Social Classes
- SOCIAL SCIENCE / Sociology
- http://bibfra.me/vocab/lite/titleRemainder
- how the new middle class survives
- Label
- The unbanking of America : how the new middle class survives, Lisa Servon
- Bibliography note
- Includes bibliographical references (pages 191-240) and index
- Carrier category
- volume
- Carrier category code
-
- nc
- Carrier MARC source
- rdacarrier
- Content category
- text
- Content type code
-
- txt
- Content type MARC source
- rdacontent
- Contents
- We're all underbanked -- Where everybody knows your name -- Bankonomics, or How banking changed and most of us lost out -- The new middle class -- The credit trap : "bad debt" and real life -- Payday loans : making the best of poor options -- Living in the minus : the millennial perspective -- Borrowing and saving under the radar -- Inside the innovators -- Rejecting the new normal
- Control code
- ocn932050648
- Dimensions
- 24 cm
- Extent
- xix, 250 pages
- Isbn
- 9780544602311
- Media category
- unmediated
- Media MARC source
- rdamedia
- Media type code
-
- n
- System control number
- (OCoLC)932050648
- Label
- The unbanking of America : how the new middle class survives, Lisa Servon
- Bibliography note
- Includes bibliographical references (pages 191-240) and index
- Carrier category
- volume
- Carrier category code
-
- nc
- Carrier MARC source
- rdacarrier
- Content category
- text
- Content type code
-
- txt
- Content type MARC source
- rdacontent
- Contents
- We're all underbanked -- Where everybody knows your name -- Bankonomics, or How banking changed and most of us lost out -- The new middle class -- The credit trap : "bad debt" and real life -- Payday loans : making the best of poor options -- Living in the minus : the millennial perspective -- Borrowing and saving under the radar -- Inside the innovators -- Rejecting the new normal
- Control code
- ocn932050648
- Dimensions
- 24 cm
- Extent
- xix, 250 pages
- Isbn
- 9780544602311
- Media category
- unmediated
- Media MARC source
- rdamedia
- Media type code
-
- n
- System control number
- (OCoLC)932050648
Subject
- trueBank regulation
- trueBanks and banking
- Banks and banking -- United States
- Financial institutions -- United States
- trueMiddle class
- truePersonal finance
- SOCIAL SCIENCE / Social Classes
- SOCIAL SCIENCE / Sociology
- trueSocial classes
- trueSocial structure
- trueUnited States -- Economic conditions
Tone Tone is the feeling that a book evokes in the reader. In many cases, this category best answers the question, "What are you in the mood for?"
Writing style Writing style terms tell us how a book is written, from the complexity of the language to the level of the detail in the background.
Library Locations
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Pleasant Hill BranchBorrow it211 E. William Cannon Blvd., Austin, TX, 78745, US30.1922461 -97.7771661
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<div class="citation" vocab="http://schema.org/"><i class="fa fa-external-link-square fa-fw"></i> Data from <span resource="http://link.library.austintexas.gov/portal/The-unbanking-of-America--how-the-new-middle/94gfHRp1nHA/" typeof="Book http://bibfra.me/vocab/lite/Item"><span property="name http://bibfra.me/vocab/lite/label"><a href="http://link.library.austintexas.gov/portal/The-unbanking-of-America--how-the-new-middle/94gfHRp1nHA/">The unbanking of America : how the new middle class survives, Lisa Servon</a></span> - <span property="potentialAction" typeOf="OrganizeAction"><span property="agent" typeof="LibrarySystem http://library.link/vocab/LibrarySystem" resource="http://link.library.austintexas.gov/"><span property="name http://bibfra.me/vocab/lite/label"><a property="url" href="https://link.library.austintexas.gov/">Austin Public Library</a></span></span></span></span></div>
