The Resource Broke : how debt bankrupts the middle class, (electronic resource)

Broke : how debt bankrupts the middle class, (electronic resource)

Label
Broke : how debt bankrupts the middle class
Title
Broke
Title remainder
how debt bankrupts the middle class
Contributor
Subject
Language
eng
Summary
About 1.5 million households filed bankruptcy in the last year, making bankruptcy as common as college graduation and divorce. The recession has pushed more and more families into financial collapse-with unemployment, declines in retirement wealth, and falling house values destabilizing the American middle class. Broke explores the consequences of this unprecedented growth in consumer debt and shows how excessive borrowing undermines the prosperity of middle class America. While the recession that began in mid-2007 has widened the scope of the financial pain caused by overindebtedness, the problem predated that large-scale economic meltdown. And by all indicators, consumer debt will be a defining feature of middle-class families for years to come. The staples of middle-class life-going to college, buying a house, starting a small business-carry with them more financial risk than ever before, requiring more borrowing and new riskier forms of borrowing. This book reveals the people behind the statistics, looking closely at how people get to the point of serious financial distress, the hardships of dealing with overwhelming debt, and the difficulty of righting one's financial life. In telling the stories of financial failures, this book exposes an all-too-real part of middle-class life that is often lost in the success stories that dominate the American economic narrative. Authored by experts in several disciplines, including economics, law, political science, psychology, and sociology, Broke presents analyses from an original, proprietary data set of unprecedented scope and detail, the 2007 Consumer Bankruptcy Project. Topics include class status, home ownership, educational attainment, impacts of self-employment, gender differences, economic security, and the emotional costs of bankruptcy. The book makes judicious use of illustrations to present key findings and concludes with a discussion of the implications of the data for contemporary policy debates
Member of
Cataloging source
Midwest
Dewey number
332.70973
Index
no index present
Literary form
non fiction
Nature of contents
dictionaries
http://library.link/vocab/relatedWorkOrContributorName
  • Porter, Katherine
  • hoopla digital
Series statement
Studies in social inequality
http://library.link/vocab/subjectName
  • Bankruptcy
  • Debt
  • Consumer credit
  • Middle class
  • Finance, Personal
  • Electronic books
Target audience
adult
Label
Broke : how debt bankrupts the middle class, (electronic resource)
Link
https://www.hoopladigital.com/title/11891616
Instantiates
Publication
Distribution
Carrier category
online resource
Carrier category code
cr
Carrier MARC source
rdacarrier
Color
multicolored
Content category
text
Content type code
txt
Content type MARC source
rdacontent
Control code
MWT11891616
Dimensions
unknown
Extent
1 online resource
Form of item
  • online
  • electronic
Governing access note
Digital content provided by hoopla
Media category
computer
Media MARC source
rdamedia
Media type code
c
Publisher number
MWT11891616
Specific material designation
remote
Stock number
11891616
System details
Mode of access: World Wide Web
Label
Broke : how debt bankrupts the middle class, (electronic resource)
Link
https://www.hoopladigital.com/title/11891616
Publication
Distribution
Carrier category
online resource
Carrier category code
cr
Carrier MARC source
rdacarrier
Color
multicolored
Content category
text
Content type code
txt
Content type MARC source
rdacontent
Control code
MWT11891616
Dimensions
unknown
Extent
1 online resource
Form of item
  • online
  • electronic
Governing access note
Digital content provided by hoopla
Media category
computer
Media MARC source
rdamedia
Media type code
c
Publisher number
MWT11891616
Specific material designation
remote
Stock number
11891616
System details
Mode of access: World Wide Web

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